Terms and Conditions

Last updated: 8 August 2026

These Terms and Conditions govern your use of the Mums Make Money website and, where applicable, your purchase and use of products, courses and services offered through the website.

Please read these Terms and Conditions carefully before using the website or making a purchase.

By accessing or using Mums Make Money, you agree to be bound by these Terms and Conditions.

If you do not agree with these terms, please do not use the website.

1. About Mums Make Money

Mums Make Money is operated by:

Mums Make Money

Trading as: Mums Make Money

Website: mumsmakemoney.com

Email: ali@wemadethislife.com

Throughout these Terms and Conditions, “Mums Make Money”, “we”, “us” and “our” refer to the owner and operator of this website.

“You” and “your” refer to anyone who visits the website, purchases a product or service, creates an account or otherwise uses our services.

2. About This Website

Mums Make Money provides information and resources relating to subjects including:

  • making money from home;
  • side hustles;
  • working from home;
  • freelancing;
  • blogging;
  • affiliate marketing;
  • online businesses;
  • saving money;
  • budgeting;
  • digital products;
  • online courses;
  • self-employment; and
  • related lifestyle and business topics.

We may also sell online courses, ebooks, guides, templates, printables and other digital products.

Content is provided for general informational and educational purposes.

Please also read our separate Disclaimer, Privacy Policy, Cookie Policy and Affiliate Disclosure, which form part of the terms governing your use of the website where applicable.

3. General Information, Not Professional Advice

The information provided on Mums Make Money is general information and should not be considered personalised financial, investment, legal, accounting or tax advice.

You are responsible for deciding whether information or opportunities discussed on this website are appropriate for your circumstances.

Where appropriate, you should seek advice from a suitably qualified professional before making important financial, legal, tax or business decisions.

Further information is contained in our Disclaimer.

4. No Guarantee of Earnings

Mums Make Money provides ideas and information about ways to earn money and build businesses.

We do not guarantee that you will make any particular amount of money as a result of:

  • reading our content;
  • following our advice;
  • purchasing one of our products;
  • completing one of our courses;
  • using a recommended service;
  • starting a side hustle; or
  • implementing a particular business strategy.

Income and business results vary considerably between individuals.

Your results may depend on factors including your skills, experience, available time, effort, location, audience, costs, competition and market conditions.

Any income examples, case studies or testimonials are examples only and should not be interpreted as guaranteed or typical results.

Please see our Disclaimer for further information.

5. Changes to the Website

We may update, change, remove or add website content at any time.

We may also change the products and services available through the website.

Although we aim to keep our information accurate and useful, information may become outdated over time.

Prices, third-party offers, commission rates, platform rules and other information relating to external businesses may change without notice.

We cannot guarantee that every article will remain accurate indefinitely.

6. Website Availability

We aim to keep Mums Make Money available and functioning correctly.

However, we cannot guarantee that the website will always be:

  • available;
  • uninterrupted;
  • error-free;
  • secure; or
  • free from technical problems.

Access may occasionally be suspended or restricted for maintenance, updates, security reasons or circumstances outside our reasonable control.

We may change or discontinue parts of the website where reasonably necessary.

7. Intellectual Property Rights

Unless otherwise stated, the content published on Mums Make Money is owned by or licensed to us and is protected by applicable intellectual property laws.

This includes, where applicable:

  • written articles;
  • course materials;
  • ebooks;
  • guides;
  • worksheets;
  • templates;
  • printables;
  • photographs;
  • graphics;
  • videos;
  • branding;
  • logos;
  • designs;
  • downloadable files; and
  • other original content.

All rights are reserved.

8. Personal Use of Website Content

You may view and use publicly available website content for your own personal, non-commercial use.

You may share links to our articles through social media, email or other appropriate channels.

You must not, without our prior written permission:

  • reproduce substantial parts of our website;
  • copy entire articles onto another website;
  • republish our course materials;
  • sell or redistribute our downloads;
  • create products based substantially on our paid materials;
  • remove copyright notices;
  • claim our content as your own;
  • use our photographs commercially;
  • reproduce templates for resale;
  • share paid course login details;
  • upload paid products to file-sharing websites; or
  • otherwise commercially exploit our content.

Short quotations may be used where permitted by law and where appropriate credit and a link to the original source are provided.

9. Digital Products and Course Materials

When you purchase a digital product or online course from Mums Make Money, you are purchasing a licence to use the material in accordance with these Terms and Conditions.

Unless a product description expressly says otherwise, the licence is:

  • personal;
  • non-exclusive;
  • non-transferable; and
  • for your own use only.

Purchasing a product does not transfer ownership of the intellectual property to you.

You may not share, reproduce, resell, distribute, sublicense or commercially exploit the materials unless we have expressly given permission to do so.

For example, if you purchase an ebook, worksheet, template or course, you may not upload it to a shared drive, Facebook group, membership site or other location where other people can access it.

10. Accounts and Login Details

Some products or courses may require you to create an account.

You are responsible for:

  • providing accurate information;
  • keeping your account details up to date;
  • maintaining the confidentiality of your password;
  • preventing unauthorised use of your account; and
  • notifying us if you believe your account has been compromised.

Course or membership login details are for the purchaser only unless we expressly state otherwise.

You must not share your login details with other people.

We may temporarily restrict access to an account if we reasonably believe it is being used fraudulently, unlawfully or in breach of these Terms and Conditions.

11. Age Requirements

You must be at least 18 years old to purchase products or services directly from Mums Make Money unless we expressly state otherwise.

By placing an order, you confirm that you have the legal capacity to enter into the contract.

12. Product Descriptions

We make reasonable efforts to describe products and services accurately.

Before purchasing, please read the relevant product or course description carefully.

Product descriptions may explain matters including:

  • what is included;
  • the format;
  • course modules;
  • download contents;
  • access arrangements;
  • technical requirements;
  • the intended audience;
  • any scheduled sessions; and
  • any additional terms that apply.

If a product-specific sales page contains terms that differ from these general Terms and Conditions, the product-specific terms will apply to that purchase to the extent of the difference.

13. Prices

Prices will be displayed on the website or relevant checkout page.

Unless stated otherwise, the price shown at checkout is the price payable for the product or service.

Prices will include applicable taxes where required.

We may change our prices at any time, but price changes will not normally affect an order that has already been accepted.

Occasionally, a pricing error may occur.

If an obvious pricing error affects an order, we will contact you and give you the opportunity to purchase at the correct price or cancel the order and receive a refund of any amount already paid.

14. Discount Codes and Promotions

We may occasionally offer:

  • discount codes;
  • introductory prices;
  • launch offers;
  • bundles;
  • special promotions; or
  • limited-time offers.

Any additional conditions attached to an offer will be stated when the offer is made.

Unless stated otherwise:

  • discount codes cannot be exchanged for cash;
  • only one discount code may be used per order;
  • expired codes will not be accepted; and
  • offers may be withdrawn before an order is placed.

Nothing in this section affects orders already accepted.

15. Placing an Order

When placing an order, you are responsible for checking that:

  • the product is correct;
  • your email address is correct;
  • your billing information is correct; and
  • any other information supplied is accurate.

You will be given an opportunity to review relevant information before completing payment where the checkout system permits this.

Submitting an order constitutes an offer to purchase the relevant product or service.

A contract between us is formed when we accept your order, normally by sending an order confirmation or providing access to the purchased product.

If we cannot accept an order, we will notify you and refund any payment already taken.

16. Payment

Payment must be made through one of the payment methods offered at checkout.

Payments may be processed by third-party payment providers.

We do not normally receive or retain your complete debit or credit card details.

You agree to provide accurate payment information and confirm that you are authorised to use the payment method supplied.

17. Payment Plans

Some courses or products may be available through a payment plan.

Where a payment plan is offered, the sales page or checkout will explain whether it is:

  • instalments towards a fixed total purchase price; or
  • a recurring subscription that can be cancelled in accordance with its applicable terms.

If you choose an instalment plan for a fixed-price product, agreeing to the instalment plan does not normally convert the purchase into a monthly subscription.

You remain responsible for payments due under the agreed payment arrangement, subject to your statutory rights and any applicable cancellation or refund rights.

If a scheduled payment fails, we may contact you and may temporarily suspend access to paid content while payment remains overdue.

We will not remove or restrict any statutory rights you have as a consumer.

18. Delivery of Digital Products

Digital products may be supplied by:

  • email;
  • direct download;
  • a customer account;
  • a course platform; or
  • another electronic method described at checkout.

You are responsible for providing a working email address and having suitable equipment and software to access the product.

If you do not receive a purchased digital product, please check your spam or junk folder and contact us at [EMAIL ADDRESS].

19. Online Course Access

The access period for an online course will be stated on the relevant sales page.

We will not describe course access as “lifetime access” unless the sales page explains what that term means.

Where access is offered for a specified period, your access will normally end when that period expires.

Where ongoing access is offered, we may occasionally need to change the platform used to provide the course or make reasonable technical changes.

If a substantial change materially affects a product you have purchased, we will take reasonable steps to provide an appropriate alternative or remedy where required.

20. Course Updates

We may update course materials from time to time.

This may include:

  • correcting outdated information;
  • replacing resources;
  • updating screenshots;
  • adding lessons; or
  • changing links to third-party services.

Unless expressly included in the product description, purchasing a course does not guarantee that all future courses, products or additional materials will be provided free of charge.

21. Cancellation Rights

If you are purchasing as a consumer, you may have statutory cancellation rights when purchasing online.

The precise cancellation rights available to you depend on the type of product or service purchased and when supply begins.

Digital Downloads and Immediately Accessible Digital Content

Where you purchase digital content that is supplied immediately, we may ask you to:

  1. expressly agree that supply can begin before the end of the usual cancellation period; and
  2. acknowledge that beginning supply may result in the loss of your statutory right to cancel.

Where required, this agreement will be obtained during checkout.

This does not affect your rights if digital content is faulty, not as described or otherwise fails to meet applicable legal requirements.

Courses and Services

Where a product includes services, live teaching, coaching or other services, different cancellation rules may apply.

Where necessary, information about your cancellation rights will be provided before purchase.

If you request that a service starts during a statutory cancellation period, the consequences of doing so will be explained to you where required.

22. Refunds

Any voluntary refund guarantee offered by Mums Make Money will be clearly stated on the relevant product or course sales page.

Different products may have different voluntary refund policies.

The absence of a voluntary refund guarantee does not remove any statutory rights you have as a consumer.

If a digital product or service is faulty, not as described or does not meet applicable legal requirements, please contact us at:

[EMAIL ADDRESS]

We will deal with the matter in accordance with your applicable consumer rights.

23. Refund Abuse

We reserve the right to investigate suspected abuse of any voluntary refund guarantee.

Examples could include repeatedly purchasing, downloading or substantially completing products before requesting refunds in circumstances suggesting deliberate misuse of a discretionary guarantee.

This does not affect statutory consumer rights.

24. Technical Requirements

Some products may require:

  • internet access;
  • a current web browser;
  • PDF-reading software;
  • spreadsheet software;
  • access to a particular third-party platform; or
  • another technical facility.

Where a particular technical requirement is important, we will aim to identify it in the product description.

It is your responsibility to check that you have suitable equipment and software before purchase.

25. Third-Party Platforms

Some courses, resources or recommendations may involve services operated by third parties.

Examples could include:

  • course-hosting services;
  • social media platforms;
  • website hosting companies;
  • email marketing services;
  • freelance marketplaces;
  • payment processors;
  • affiliate networks; and
  • business software.

We do not control third-party services.

Your use of a third-party service may also be subject to that company’s terms and privacy policy.

We are not responsible for changes made independently by a third-party provider, although we will take reasonable steps to address material problems affecting a product we have sold where we are legally responsible for doing so.

26. Affiliate Links

Mums Make Money may contain affiliate links.

If you click an affiliate link and subsequently make a purchase or complete another qualifying action, we may receive a commission.

The price you pay will not normally be increased because you have used an affiliate link.

Affiliate relationships will be disclosed where appropriate.

Please see our Affiliate Disclosure for more information.

27. Amazon Associates

Mums Make Money may participate in the Amazon Associates programme.

As an Amazon Associate I earn from qualifying purchases.

Amazon is a third-party business, and purchases made from Amazon are governed by Amazon’s own terms and conditions.

28. Sponsored Content

We may publish sponsored or commercially supported content.

Where appropriate, commercial relationships will be clearly disclosed.

Sponsored content remains subject to our editorial approach, but you should consider any disclosed commercial relationship when evaluating a recommendation.

29. External Links

Mums Make Money includes links to websites operated by other organisations.

We are not responsible for the content, availability, security, products, services or practices of third-party websites.

You should review a third party’s own terms and privacy information before making a purchase or providing personal information.

30. User Comments and Contributions

If we allow comments, reviews or other user-submitted material, you are responsible for the content you submit.

You must not submit material that:

  • is unlawful;
  • is threatening or abusive;
  • is defamatory;
  • infringes another person’s copyright or intellectual property rights;
  • contains malicious software;
  • contains spam;
  • impersonates another person;
  • reveals another person’s private information without appropriate permission; or
  • is otherwise inappropriate for the website.

We may moderate, edit or remove user-submitted content where reasonably necessary.

We are not obliged to publish every comment, review or submission we receive.

31. Reviews and Testimonials Submitted to Us

If you voluntarily submit a review or testimonial, we may ask for permission to reproduce it on:

  • our website;
  • sales pages;
  • social media;
  • email marketing; or
  • promotional materials.

We will not use a private communication as a public testimonial without an appropriate basis for doing so.

Where we request specific permission, any agreed conditions will apply.

Testimonials may be edited for spelling, grammar or length, but we will not intentionally alter the substance of someone’s experience.

32. Prohibited Uses

You must not use Mums Make Money:

  • for unlawful purposes;
  • to attempt unauthorised access to the website;
  • to introduce viruses, malware or malicious code;
  • to deliberately disrupt the website;
  • to scrape or systematically extract substantial amounts of our content without permission;
  • to reproduce paid materials;
  • to impersonate another person;
  • to commit fraud;
  • to infringe intellectual property rights; or
  • in any other way that materially interferes with the rights of Mums Make Money or other users.

We may restrict access where we reasonably believe these Terms have been materially breached.

33. Email Communications

If you subscribe to our marketing emails, you may unsubscribe at any time using the unsubscribe link provided in our marketing messages.

Transactional emails relating to purchases, account access, security or customer service may still be sent where necessary.

Our handling of personal information is explained in our Privacy Policy.

34. Privacy and Cookies

Your privacy is important to us.

Our Privacy Policy explains how we collect, use and protect personal information.

Our Cookie Policy explains how cookies and similar technologies are used.

By using the website, you acknowledge that these policies apply to your use of Mums Make Money.

35. Viruses and Website Security

We take reasonable steps to operate the website securely.

However, we cannot guarantee that websites, downloads or internet communications will always be completely free from viruses or other harmful material.

You are responsible for using suitable security measures on your own devices.

You must not knowingly introduce malicious code into Mums Make Money or attempt to gain unauthorised access to the website, server or associated systems.

36. Limitation of Liability

Nothing in these Terms and Conditions excludes or limits liability where it would be unlawful to do so.

This includes liability that cannot legally be excluded or restricted.

Nothing in these Terms affects your statutory rights as a consumer.

Subject to those protections, Mums Make Money is not responsible for losses caused solely by:

  • reliance on general informational content where professional advice should reasonably have been obtained;
  • decisions made independently by third-party businesses;
  • third-party websites;
  • changes to external platforms;
  • business opportunities that do not produce the results you hoped for; or
  • circumstances outside our reasonable control.

We do not guarantee that using information, products or courses from Mums Make Money will result in financial profit or business success.

If you purchase a product or service from us, our responsibility for that product or service remains subject to your statutory rights.

37. Events Outside Our Reasonable Control

We will not be responsible for delay or failure to perform an obligation where this results from circumstances genuinely outside our reasonable control.

This may include significant:

  • internet or hosting failures;
  • power failures;
  • natural disasters;
  • government restrictions;
  • widespread technical outages; or
  • failure of an essential third-party service.

Where such an event affects a paid product or service, we will take reasonable steps to minimise disruption and provide an appropriate solution where necessary.

38. Ending or Suspending Access

We may suspend or terminate access to an account or paid service where you have materially breached these Terms.

Examples may include:

  • sharing course access with multiple people;
  • redistributing paid content;
  • fraud;
  • abusive behaviour towards staff or other users;
  • unlawful use; or
  • attempts to compromise website security.

Where appropriate, we will explain the reason for the restriction and provide a reasonable opportunity to address the issue.

Any suspension or termination will remain subject to applicable consumer law.

39. Complaints

If you are unhappy with a product or service purchased from Mums Make Money, please contact us first so that we can try to resolve the matter.

Contact:

Email: [EMAIL ADDRESS]

Please include:

  • your name;
  • your order number, if applicable;
  • details of the issue; and
  • the outcome you are seeking.

We will aim to respond within a reasonable period.

Nothing in this section prevents you from exercising any rights or remedies available to you under applicable law.

40. Changes to These Terms and Conditions

We may update these Terms and Conditions from time to time.

Changes may be required because of:

  • changes to our website;
  • new products or services;
  • changes to third-party services;
  • changes to our business; or
  • changes in applicable law.

The latest version will be published on this page with an updated date.

Changes will not retrospectively remove rights that have already arisen under an existing consumer contract.

Where a significant change affects an ongoing paid service, we will provide notice where reasonably appropriate or legally required.

41. Severability

If any provision of these Terms and Conditions is found to be invalid, unlawful or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

42. No Waiver

If we do not immediately enforce a provision of these Terms and Conditions, this does not necessarily mean that we have waived our right to enforce it later.

43. Entire Agreement

These Terms and Conditions, together with any applicable:

  • product-specific terms;
  • sales-page terms;
  • Refund Policy;
  • Privacy Policy;
  • Cookie Policy;
  • Affiliate Disclosure; and
  • Disclaimer

form the agreement between you and Mums Make Money in relation to the relevant use or purchase.

Nothing in this section limits rights or remedies that cannot legally be limited.

44. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of England and Wales.

If you are a consumer living elsewhere in the United Kingdom, you will retain any mandatory protections available to you under the laws applicable to you and may have rights to bring proceedings in the courts of the part of the United Kingdom in which you live.

If you are accessing Mums Make Money from outside the United Kingdom, you are responsible for complying with any mandatory laws that apply in your location.

45. Contact Us

If you have questions about these Terms and Conditions, please contact:

Mums Make Money

Trading as Mums Make Money

Website: mumsmakemoney.com
Email: ali@wemadethislife.com